Replace time-consuming, invasive methods of obtaining health information, such as APSs and paramedical exams

Replace time-consuming, invasive medical evidence, such as the APS and paramedical exam

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Expand your accelerated underwriting initiatives to broader product lines, age groups, and face amounts

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Power your automated underwriting models with comprehensive structured medical data

 
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Human API works with stakeholders across the life insurance ecosystem

Medical data vendors

Underwriting technology providers

Reinsurers

Insurance carriers

Brokerage general agencies

Risk modeling services

 

 

Case study: accelerated underwriting 

Integrate Human API into your accelerated underwriting and e-app process

 

1

Invite applicants to share their data

Embed Human API into your e-app or use a standalone product to integrate within your broker/agent workflow

 
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2

Retrieve medical records

Consumers connect their electronic health records, pharmacy data, and lab results from multiple providers

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3

Automate underwriting decisions

Get structured, normalized medical data to quickly understand actuarial risk and feed predictive models

 
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4

Continuous data stream

Stay connected to consumer medical data for ongoing updates and engagement opportunities

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1

Invite applicants to share their data

Embed Human API into your e-app or use a standalone product to integrate within your broker/agent workflow

 
 
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3

Automate underwriting decisions

Get structured, normalized medical data to quickly understand actuarial risk and feed predictive models

 
 
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The technology platform

 
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Enterprise tools for agents, underwriters, and reinsurers

 

Unity

Monitor the status of proposed insured and seamlessly review retrieved data

 

HealthGraph

Normalized and enriched health data to power your underwriting risk models

 
 

Data control for proposed insured and existing policy holders


Human Connect

Find and connect health and wellness data sources

 

Manage data connections and authorize sharing

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